KakaoPay

KakaoPay

Korean Digital Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
~1.5-2.5% vs 3-7% all-inclusive
Features

1 shared

1 unique to KakaoPay · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

2 unique to KakaoPay · 7 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 5 more than KakaoPay. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
KakaoPay KakaoPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
~1.5-2.5%
3-7% all-inclusive
Settlement
Time to receive funds
Next business day
2–7 business days
Founded
2014
2016
Headquarters
Seongnam, South Korea
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Kakaopay Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

KakaoPay is best when you...

Korean Digital Payments
Need Startup Friendly
Not available with dLocal
View KakaoPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with KakaoPay
Want coverage in Africa, Latin America, Middle East
KakaoPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between KakaoPay and dLocal?
They share 3 payment methods and 1 region. KakaoPay adds KakaoPay, QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that KakaoPay does not list; dLocal also covers Africa, Latin America and 1 more; only KakaoPay offers Startup Friendly.
Which is cheaper, KakaoPay or dLocal?
KakaoPay has published rates from ~1.5-2.5%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use KakaoPay and dLocal?
KakaoPay lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do KakaoPay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; KakaoPay settles in Next business day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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