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Kareo

Kareo

Independent Medical Practice Billing

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to Kareo · 3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

1 shared

4 unique to Kareo · 34 unique to Checkout.com
On fees

Kareo uses custom pricing, quoted on engagement. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Kareo Kareo
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2004
2012
Headquarters
Irvine, California
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Check Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Kareo is best when you...

Independent Medical Practice Billing
Need Startup Friendly
Not available with Checkout.com
View Kareo

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Kareo
Need Instant Payout
Not available with Kareo
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Kareo doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Kareo and Checkout.com?
They share 1 payment method and 1 region. Kareo adds Check, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that Kareo does not list; Checkout.com also covers Africa, Asia and 5 more; only Kareo offers Startup Friendly.
Which is cheaper, Kareo or Checkout.com?
Kareo has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Kareo and Checkout.com?
Kareo lists 1 region and 5 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Kareo and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Kareo does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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