Kaspi.kz

Kaspi.kz

Kazakh Super-App Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Free P2P, low merchant fees vs Custom
Features

1 shared

1 unique to Kaspi.kz · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

4 shared

4 unique to Kaspi.kz · 3 unique to Alipay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Kaspi.kz Kaspi.kz
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Free P2P, low merchant fees
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2008
2004
Headquarters
Almaty, Kazakhstan
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Kaspi.kz leads (8 vs 7)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Pos Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Kaspi.kz is best when you...

Kazakh Super-App Payments
Need Low Fees
Not available with Alipay
View Kaspi.kz

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Kaspi.kz
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Kaspi.kz doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Kaspi.kz and Alipay?
They share 4 payment methods and 1 region. Kaspi.kz adds Bank Transfer, Credit Card, Debit Card and 1 more that Alipay does not list; Alipay adds Alipay, JCB, UnionPay that Kaspi.kz does not list; Alipay also covers Africa, Europe and 5 more; only Kaspi.kz offers Low Fees.
Which is cheaper, Kaspi.kz or Alipay?
Kaspi.kz has published rates from Free P2P, low merchant fees; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Kaspi.kz and Alipay?
Kaspi.kz lists 1 region and 8 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Kaspi.kz and Alipay compare on integration and settlement?
Alipay offers a sandbox, Kaspi.kz does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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