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Khalti

Khalti

Nepali Payment Gateway

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 1.5% for merchants vs Custom
Features

1 shared

4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

2 unique to Khalti · 18 unique to A-Pay

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Show full specs
5 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
Khalti Khalti
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 1.5% for merchants
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2017
2021
Headquarters
Kathmandu, Nepal
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Khalti is best when you...

Nepali Payment Gateway
View Khalti

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Khalti
Need High Risk Accepted
Not available with Khalti
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Khalti doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Khalti and A-Pay?
They share 1 payment method and 1 region. Khalti adds Digital Wallet, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Khalti does not list; A-Pay also covers Africa, Europe and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, Khalti or A-Pay?
Khalti has published rates from From 1.5% for merchants; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Khalti and A-Pay?
Khalti lists 1 region and 3 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Khalti and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Khalti settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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