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Khalti

Khalti

Nepali Payment Gateway

VS

Alipay

Chinese Consumers

Alipay
Fees from
From 1.5% for merchants vs Custom
Features

0 shared

1 unique to Khalti · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

1 unique to Khalti · 5 unique to Alipay
On fees

Khalti publishes From 1.5% for merchants from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
Khalti Khalti
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
From 1.5% for merchants
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2017
2004
Headquarters
Kathmandu, Nepal
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Khalti is best when you...

Nepali Payment Gateway
Need Startup Friendly
Not available with Alipay
View Khalti

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Khalti
Need Instant Payout
Not available with Khalti
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Khalti doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Khalti and Alipay?
They share 2 payment methods and 1 region. Khalti adds Bank Transfer that Alipay does not list; Alipay adds Alipay, JCB, Mastercard and 2 more that Khalti does not list; Alipay also covers Africa, Europe and 5 more; only Khalti offers Startup Friendly.
Which is cheaper, Khalti or Alipay?
Khalti has published rates from From 1.5% for merchants; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Khalti and Alipay?
Khalti lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Khalti and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Khalti settles in Same day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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