Khipu

Khipu

Chilean Bank Transfer Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to Khipu · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

9 unique to dLocal

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Show full specs
3 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.
Khipu Khipu
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2011
2016
Headquarters
Santiago, Chile
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 1)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

Khipu is best when you...

Chilean Bank Transfer Payments
Need Low Fees
Not available with dLocal
View Khipu

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Khipu
Want coverage in Africa, Asia, Middle East
Khipu doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Khipu and dLocal?
They share 1 payment method and 1 region. dLocal adds Amex, Boleto, Cash and 6 more that Khipu does not list; dLocal also covers Africa, Asia and 1 more; only Khipu offers Low Fees; only dLocal offers Enterprise.
Which is cheaper, Khipu or dLocal?
Khipu has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Khipu and dLocal?
Khipu lists 1 region and 1 payment method; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Khipu and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Khipu settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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