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Klasha

Klasha

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

6 shared

5 unique to Klasha · 13 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 8 more than Klasha. Verify directly with each provider before signing.

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5 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
Klasha Klasha
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.
Custom
Settlement
Time to receive funds
Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 11)
Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money
✓
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Klasha is best when you...

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.
View Klasha

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Klasha
Need High Risk Accepted
Not available with Klasha
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Klasha doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Klasha and A-Pay?
They share 6 payment methods and 0 regions. Klasha adds M-Pesa, Payment Link, UnionPay and 2 more that A-Pay does not list; A-Pay adds ACH, Amex, Apple Pay and 10 more that Klasha does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Klasha or A-Pay?
Klasha has published rates from Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Klasha and A-Pay?
Klasha lists 0 regions and 11 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Klasha and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Klasha does not list one; A-Pay supports webhooks; Klasha settles in Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants, A-Pay in 1–2 business days.

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