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Klasha

Klasha

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.

VS

Alipay

Chinese Consumers

Alipay
Fees from
Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made. vs Custom
Features

0 shared

2 unique to Alipay
Regions

0 shared

8 unique to Alipay
Pay methods

4 shared

7 unique to Klasha · 3 unique to Alipay
On settlement

Klasha settles in Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants; Alipay settles in Next business day. Verify directly with each provider before signing.

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Show full specs
2 features · 14 payment methods · 8 regions. We don't rank these — they're here for reference.
Klasha Klasha
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.
Custom
Settlement
Time to receive funds
Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants
Next business day
Founded
—
2004
Headquarters
—
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Klasha leads (11 vs 7)
Alipay
✓
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Payment Link Unique
✓
—
Qr Code Unique
—
✓
Unionpay
✓
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Alipay leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Klasha is best when you...

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.
View Klasha

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Klasha
Need Instant Payout
Not available with Klasha
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Klasha doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Klasha and Alipay?
They share 4 payment methods and 0 regions. Klasha adds Bank Transfer, M-Pesa, Mobile Money and 4 more that Alipay does not list; Alipay adds Digital Wallet, JCB, QR Code that Klasha does not list; Alipay also covers Africa, Asia and 6 more; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Klasha or Alipay?
Klasha has published rates from Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Klasha and Alipay?
Klasha lists 0 regions and 11 payment methods; Alipay lists 8 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Klasha and Alipay compare on integration and settlement?
Alipay offers a sandbox, Klasha does not list one; Alipay supports webhooks; Klasha settles in Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants, Alipay in Next business day.

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