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K

Koala Money

VS

dLocal

Emerging Markets

dLocal
Fees from
— vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

0 shared

1 unique to Koala Money · 4 unique to dLocal
Pay methods

2 shared

3 unique to Koala Money · 8 unique to dLocal

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2 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
Koala Money
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
—
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2021
2016
Headquarters
Valletta, Malta
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓

Koala Money is best when you...

Want coverage in Europe
dLocal doesn't cover this region
View Koala Money

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Koala Money
Need Instant Payout
Not available with Koala Money
Want coverage in Africa, Asia, Latin America, Middle East
Koala Money doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Koala Money and dLocal?
They share 2 payment methods and 0 regions. Koala Money adds Credit Card, SEPA, SWIFT that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that Koala Money does not list; Koala Money also covers Europe; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, Koala Money or dLocal?
Koala Money has no published rate; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Koala Money and dLocal?
Koala Money lists 1 region and 5 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Koala Money and dLocal compare on integration and settlement?
dLocal offers a sandbox, Koala Money does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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