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Komoju

Komoju

Japan & ASEAN E-Commerce Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
3.25%–4.5% + 0.25 BRL vs Custom
Features

1 shared

1 unique to Komoju · 4 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

11 shared

16 unique to Komoju · 8 unique to A-Pay

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Show full specs
6 features · 35 payment methods · 6 regions. We don't rank these — they're here for reference.
Komoju Komoju
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
3.25%–4.5% + 0.25 BRL
Custom
Settlement
Time to receive funds
1–5 business days
1–2 business days
Founded
2016
2021
Headquarters
Tokyo, Japan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Komoju leads (27 vs 19)
Ach Unique
—
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Carrier Billing Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Eps Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Giropay Unique
✓
—
Google Pay Unique
—
✓
Hipercard Unique
✓
—
Ideal
✓
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Line Pay Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Multibanco Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Sepa Unique
—
✓
Sofort
✓
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Instant Payout
Not available with A-Pay
View Komoju

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Komoju
Need High Risk Accepted
Not available with Komoju
Want coverage in Africa, Europe, Latin America, Middle East
Komoju doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Komoju and A-Pay?
They share 11 payment methods and 2 regions. Komoju adds Bancontact, BLIK, Buy Now Pay Later and 13 more that A-Pay does not list; A-Pay adds ACH, Crypto, Google Pay and 5 more that Komoju does not list; A-Pay also covers Africa, Europe and 2 more; only Komoju offers Instant Payout.
Which is cheaper, Komoju or A-Pay?
Komoju has published rates from 3.25%–4.5% + 0.25 BRL; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Komoju and A-Pay?
Komoju lists 2 regions and 27 payment methods; A-Pay lists 6 and 19. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Komoju and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Komoju settles in 1–5 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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