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Komoju

Komoju

Japan & ASEAN E-Commerce Payments

VS

Clover

Retail & restaurants

Clover
Fees from
3.25%–4.5% + 0.25 BRL vs 2.3-2.6% + $0.10
Features

0 shared

2 unique to Komoju · 1 unique to Clover
Regions

0 shared

2 unique to Komoju · 2 unique to Clover
Pay methods

4 shared

23 unique to Komoju · 3 unique to Clover
On region

Both cover 2 regions. Verify directly with each provider before signing.

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Show full specs
3 features · 30 payment methods · 4 regions. We don't rank these — they're here for reference.
Komoju Komoju
Clover Clover
Quick Facts
Fees
Standard transaction rate
3.25%–4.5% + 0.25 BRL
2.3-2.6% + $0.10
Settlement
Time to receive funds
1–5 business days
1–2 business days
Founded
2016
2012
Headquarters
Tokyo, Japan
Sunnyvale, California, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Komoju leads (2 vs 1)
Instant Payout Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Komoju leads (27 vs 7)
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
✓
—
Blik Unique
✓
—
Bnpl Unique
✓
—
Carrier Billing Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Discover Unique
—
✓
Eps Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Gift Card Unique
—
✓
Giropay Unique
✓
—
Google Pay Unique
—
✓
Hipercard Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard
✓
✓
Multibanco Unique
✓
—
Pix Unique
✓
—
Sofort Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Asia Unique
✓
—
Europe Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Instant Payout
Not available with Clover
Need Recurring Payments
Not available with Clover
Want coverage in Asia, Southeast Asia
Clover doesn't cover these regions
View Komoju

Clover is best when you...

Retail & restaurants
Need Startup Friendly
Not available with Komoju
Want coverage in Europe, North America
Komoju doesn't cover these regions
View Clover

Frequently Asked Questions

What is the difference between Komoju and Clover?
They share 4 payment methods and 0 regions. Komoju adds Alipay, Bancontact, Bank Transfer and 20 more that Clover does not list; Clover adds Discover, Gift Card, Google Pay that Komoju does not list; Komoju also covers Asia, Southeast Asia; Clover also covers Europe, North America.
Which is cheaper, Komoju or Clover?
Komoju has published rates from 3.25%–4.5% + 0.25 BRL; Clover has published rates from 2.3-2.6% + $0.10. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Komoju and Clover?
Komoju lists 2 regions and 27 payment methods; Clover lists 2 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Komoju and Clover compare on integration and settlement?
both offer a sandbox; both support webhooks; Komoju settles in 1–5 business days, Clover in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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