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Kopokopo

Kopokopo

Kenyan M-Pesa Merchant Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to Kopokopo · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

2 unique to Kopokopo · 9 unique to dLocal
On region

dLocal covers 4 regions; Kopokopo covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Kopokopo Kopokopo
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2011
2016
Headquarters
Nairobi, Kenya
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
M Pesa Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Kopokopo is best when you...

Kenyan M-Pesa Merchant Payments
Need Startup Friendly
Not available with dLocal
View Kopokopo

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Kopokopo
Want coverage in Asia, Latin America, Middle East
Kopokopo doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Kopokopo and dLocal?
They share 1 payment method and 1 region. Kopokopo adds M-Pesa, Mobile Money that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Kopokopo does not list; dLocal also covers Asia, Latin America and 1 more; only Kopokopo offers Startup Friendly.
Which is cheaper, Kopokopo or dLocal?
Kopokopo has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Kopokopo and dLocal?
Kopokopo lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Kopokopo and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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