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Kora

Kora

African Business Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
0.5% - 2.5% per transaction vs 3-7% all-inclusive
Features

1 shared

2 unique to Kora · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

1 unique to Kora · 7 unique to dLocal
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
4 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
Kora Kora
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
0.5% - 2.5% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2017
2016
Headquarters
Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Kora leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Kora is best when you...

African Business Payments
Need Recurring Payments
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Kora

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Kora
Want coverage in Asia, Latin America, Middle East
Kora doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Kora and dLocal?
They share 3 payment methods and 1 region. Kora adds Mobile Money that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Kora does not list; dLocal also covers Asia, Latin America and 1 more; only Kora offers Recurring Payments, Startup Friendly.
Which is cheaper, Kora or dLocal?
Kora has published rates from 0.5% - 2.5% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Kora and dLocal?
Kora lists 1 region and 4 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Kora and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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