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Korapay

Korapay

African Payment Infrastructure

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.5% capped vs Custom
Features

1 shared

1 unique to Korapay · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

2 unique to Korapay · 16 unique to A-Pay
On region

A-Pay covers 6 regions; Korapay covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
Korapay Korapay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.5% capped
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2017
2021
Headquarters
Lagos, Nigeria
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Korapay is best when you...

African Payment Infrastructure
Need Instant Payout
Not available with A-Pay
View Korapay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Korapay
Need High Risk Accepted
Not available with Korapay
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
Korapay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Korapay and A-Pay?
They share 3 payment methods and 1 region. Korapay adds Debit Card, Virtual Account that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Korapay does not list; A-Pay also covers Asia, Europe and 3 more; only Korapay offers Instant Payout.
Which is cheaper, Korapay or A-Pay?
Korapay has published rates from 1.5% capped; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Korapay and A-Pay?
Korapay lists 1 region and 5 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Korapay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Korapay settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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