Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Lago

Lago

Open-Source Usage Billing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Free open-source; Cloud from $300/month vs Custom
Features

2 shared

3 unique to A-Pay
Regions

1 shared

1 unique to Lago · 5 unique to A-Pay
Pay methods

2 shared

1 unique to Lago · 17 unique to A-Pay
On region

A-Pay covers 6 regions; Lago covers 2. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
5 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Lago Lago
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Free open-source; Cloud from $300/month
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2021
2021
Headquarters
Paris, France
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Direct Debit Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Lago is best when you...

Open-Source Usage Billing
Want coverage in North America
A-Pay doesn't cover this region
View Lago

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Lago
Need High Risk Accepted
Not available with Lago
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Lago doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Lago and A-Pay?
They share 2 payment methods and 1 region. Lago adds Direct Debit that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Lago does not list; Lago also covers North America; A-Pay also covers Africa, Asia and 3 more.
Which is cheaper, Lago or A-Pay?
Lago has published rates from Free open-source; Cloud from $300/month; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lago and A-Pay?
Lago lists 2 regions and 3 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lago and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

Are you Lago or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →