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Lago

Lago

Open-Source Usage Billing

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Free open-source; Cloud from $300/month vs Interchange + + $0.3
Features

1 shared

1 unique to Lago · 2 unique to Adyen
Regions

2 shared

6 unique to Adyen
Pay methods

2 shared

1 unique to Lago · 35 unique to Adyen
On region

Adyen covers 8 regions; Lago covers 2. Verify directly with each provider before signing.

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4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Lago Lago
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Free open-source; Cloud from $300/month
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
2021
2006
Headquarters
Paris, France
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 3)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Lago is best when you...

Open-Source Usage Billing
Need Startup Friendly
Not available with Adyen
View Lago

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Lago
Need Instant Payout
Not available with Lago
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Lago doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Lago and Adyen?
They share 2 payment methods and 2 regions. Lago adds Direct Debit that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 32 more that Lago does not list; Adyen also covers Africa, Asia and 4 more; only Lago offers Startup Friendly.
Which is cheaper, Lago or Adyen?
Lago has published rates from Free open-source; Cloud from $300/month; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lago and Adyen?
Lago lists 2 regions and 3 payment methods; Adyen lists 8 and 37. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lago and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Adyen publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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