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Lakala

Lakala

Chinese Merchant Acquiring

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

4 unique to Lakala · 5 unique to Alipay
On licensing

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Show full specs
2 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Lakala Lakala
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2005
2004
Headquarters
Beijing, China
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 6)
Alipay
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Lakala is best when you...

Chinese Merchant Acquiring
View Lakala

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with Lakala
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Lakala doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Lakala and Alipay?
They share 2 payment methods and 1 region. Lakala adds Credit Card, Debit Card, NFC and 1 more that Alipay does not list; Alipay adds Digital Wallet, JCB, Mastercard and 2 more that Lakala does not list; Alipay also covers Africa, Europe and 5 more; only Alipay offers Instant Payout.
Which is cheaper, Lakala or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Lakala and Alipay?
Lakala lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lakala and Alipay compare on integration and settlement?
Alipay offers a sandbox, Lakala does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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