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LazyPay

LazyPay

Indian Pay-Later Service

VS

iBanFirst

I
Fees from
Custom vs Custom
Features

0 shared

1 unique to LazyPay
Regions

0 shared

1 unique to LazyPay · 1 unique to iBanFirst
Pay methods

0 shared

3 unique to LazyPay · 2 unique to iBanFirst
On fees

LazyPay uses custom pricing, quoted on engagement. iBanFirst uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
1 features · 5 payment methods · 2 regions. We don't rank these — they're here for reference.
LazyPay LazyPay
iBanFirst
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
15 business days
—
Founded
2017
—
Headquarters
Mumbai, India
Brussels, Belgium
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
LazyPay leads (1 vs 0)
Instant Payout Unique
✓
—
Payment Methods
LazyPay leads (3 vs 2)
Bnpl Unique
✓
—
Debit Card Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Upi Unique
✓
—
Regions
Asia Unique
✓
—
Europe Unique
—
✓

LazyPay is best when you...

Indian Pay-Later Service
Need Instant Payout
Not available with iBanFirst
Want coverage in Asia
iBanFirst doesn't cover this region
View LazyPay

iBanFirst is best when you...

Want coverage in Europe
LazyPay doesn't cover this region
View iBanFirst

Frequently Asked Questions

What is the difference between LazyPay and iBanFirst?
They share 0 payment methods and 0 regions. LazyPay adds Buy Now Pay Later, Debit Card, UPI that iBanFirst does not list; iBanFirst adds SEPA, SWIFT that LazyPay does not list; LazyPay also covers Asia; iBanFirst also covers Europe.
Which is cheaper, LazyPay or iBanFirst?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use LazyPay and iBanFirst?
LazyPay lists 1 region and 3 payment methods; iBanFirst lists 1 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do LazyPay and iBanFirst compare on integration and settlement?
LazyPay publishes a settlement time of 15 business days.

Are you LazyPay or iBanFirst?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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