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LINE Pay

LINE Pay

Japanese Social Payments

VS

Ascend Money

Thai Fintech Ecosystem

Ascend Money
Fees from
2.45%-3.45% for merchants vs Custom
Features

0 shared

1 unique to LINE Pay · 2 unique to Ascend Money
Regions

1 shared

1 unique to LINE Pay
Pay methods

1 shared

3 unique to LINE Pay · 2 unique to Ascend Money
On licensing

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Show full specs
3 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
LINE Pay LINE Pay
Ascend Money Ascend Money
Quick Facts
Fees
Standard transaction rate
2.45%-3.45% for merchants
Custom
Settlement
Time to receive funds
1–3 business days
Same day
Founded
2014
2013
Headquarters
Tokyo, Japan
Bangkok, Thailand
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Ascend Money leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
LINE Pay leads (4 vs 3)
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet Unique
✓
—
Line Pay Unique
✓
—
Mobile Wallet Unique
—
✓
Qr Code
✓
✓
Regions
LINE Pay leads (2 vs 1)
Asia Unique
✓
—
Southeast Asia
✓
✓

LINE Pay is best when you...

Japanese Social Payments
Need Instant Payout
Not available with Ascend Money
Want coverage in Asia
Ascend Money doesn't cover this region
View LINE Pay

Ascend Money is best when you...

Thai Fintech Ecosystem
Need Enterprise
Not available with LINE Pay
Need Startup Friendly
Not available with LINE Pay
View Ascend Money

Frequently Asked Questions

What is the difference between LINE Pay and Ascend Money?
They share 1 payment method and 1 region. LINE Pay adds Credit Card, Digital Wallet, LINE Pay that Ascend Money does not list; Ascend Money adds Bank Transfer, Mobile Wallet that LINE Pay does not list; LINE Pay also covers Asia; only LINE Pay offers Instant Payout.
Which is cheaper, LINE Pay or Ascend Money?
LINE Pay has published rates from 2.45%-3.45% for merchants; Ascend Money has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use LINE Pay and Ascend Money?
LINE Pay lists 2 regions and 4 payment methods; Ascend Money lists 1 and 3. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do LINE Pay and Ascend Money compare on integration and settlement?
LINE Pay offers a sandbox, Ascend Money does not list one; both support webhooks; LINE Pay settles in 1–3 business days, Ascend Money in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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