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LinkAja

LinkAja

Indonesian government

VS

Faspay

Indonesian Payment Aggregator

Faspay
Fees from
0.7% - 1.5% vs From 2% per transaction
Features

0 shared

1 unique to LinkAja · 2 unique to Faspay
Regions

1 shared

1 unique to LinkAja
Pay methods

2 shared

4 unique to Faspay
On licensing

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Show full specs
3 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
LinkAja LinkAja
Faspay Faspay
Quick Facts
Fees
Standard transaction rate
0.7% - 1.5%
From 2% per transaction
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2019
2003
Headquarters
Jakarta, Indonesia
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Faspay leads (2 vs 1)
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Faspay leads (6 vs 2)
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Digital Wallet Unique
—
✓
Direct Debit Unique
—
✓
Qr Code
✓
✓
Virtual Account Unique
—
✓
Regions
LinkAja leads (2 vs 1)
Asia Unique
✓
—
Southeast Asia
✓
✓

LinkAja is best when you...

Indonesian government
Need Low Fees
Not available with Faspay
Want coverage in Asia
Faspay doesn't cover this region
View LinkAja

Faspay is best when you...

Indonesian Payment Aggregator
Need Recurring Payments
Not available with LinkAja
Need Startup Friendly
Not available with LinkAja
View Faspay

Frequently Asked Questions

What is the difference between LinkAja and Faspay?
They share 2 payment methods and 1 region. Faspay adds Credit Card, Digital Wallet, Direct Debit and 1 more that LinkAja does not list; LinkAja also covers Asia; only LinkAja offers Low Fees; only Faspay offers Recurring Payments, Startup Friendly.
Which is cheaper, LinkAja or Faspay?
LinkAja has published rates from 0.7% - 1.5%; Faspay has published rates from From 2% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use LinkAja and Faspay?
LinkAja lists 2 regions and 2 payment methods; Faspay lists 1 and 6. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do LinkAja and Faspay compare on integration and settlement?
both offer a sandbox; both support webhooks; LinkAja settles in 1–2 business days, Faspay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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