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Lithic

Lithic

Card Issuing Infrastructure

VS

Airbase

Unified Spend Management

Airbase
Fees from
Custom vs Custom
Features

1 shared

1 unique to Lithic
Regions

1 shared

Pay methods

1 shared

2 unique to Lithic · 3 unique to Airbase

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2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Lithic Lithic
Airbase Airbase
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2018
2017
Headquarters
New York, New York
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Lithic leads (2 vs 1)
Enterprise
✓
✓
Instant Sandbox Unique
✓
—
Payment Methods
Airbase leads (4 vs 3)
Ach Unique
—
✓
Check Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Virtual Card
✓
✓
Wire Transfer Unique
—
✓
Regions
North America
✓
✓

Lithic is best when you...

Card Issuing Infrastructure
Need Instant Sandbox
Not available with Airbase
View Lithic

Airbase is best when you...

Unified Spend Management
View Airbase

Frequently Asked Questions

What is the difference between Lithic and Airbase?
They share 1 payment method and 1 region. Lithic adds Credit Card, Debit Card that Airbase does not list; Airbase adds ACH, Check, Wire Transfer that Lithic does not list; only Lithic offers Instant Sandbox.
Which is cheaper, Lithic or Airbase?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Lithic and Airbase?
Lithic lists 1 region and 3 payment methods; Airbase lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lithic and Airbase compare on integration and settlement?
both offer a sandbox; both support webhooks; Lithic settles in Instant, Airbase in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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