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Lithic

Lithic

Card Issuing Infrastructure

VS

Kartiera

E-merchants and payment service providers that want Visa/Mastercard card acquiring along with EUR business accounts, SEPA/SWIFT transfers and virtual card issuing from a Malta-licensed EMI.

Kartiera
Fees from
Custom vs —
Features

0 shared

2 unique to Lithic
Regions

0 shared

1 unique to Lithic
Pay methods

1 shared

2 unique to Lithic · 6 unique to Kartiera

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Show full specs
2 features · 9 payment methods · 1 regions. We don't rank these — they're here for reference.
Lithic Lithic
Kartiera Kartiera
Quick Facts
Fees
Standard transaction rate
Custom
—
Settlement
Time to receive funds
Instant
—
Founded
2018
—
Headquarters
New York, New York
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Lithic leads (2 vs 0)
Enterprise Unique
✓
—
Instant Sandbox Unique
✓
—
Payment Methods
Kartiera leads (7 vs 3)
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Sepa Unique
—
✓
Sepa Instant Unique
—
✓
Swift Unique
—
✓
Virtual Card
✓
✓
Visa Unique
—
✓
Regions
Lithic leads (1 vs 0)
North America Unique
✓
—

Lithic is best when you...

Card Issuing Infrastructure
Need Enterprise
Not available with Kartiera
Need Instant Sandbox
Not available with Kartiera
Want coverage in North America
Kartiera doesn't cover this region
View Lithic

Kartiera is best when you...

E-merchants and payment service providers that want Visa/Mastercard card acquiring along with EUR business accounts, SEPA/SWIFT transfers and virtual card issuing from a Malta-licensed EMI.
View Kartiera

Frequently Asked Questions

What is the difference between Lithic and Kartiera?
They share 1 payment method and 0 regions. Lithic adds Credit Card, Debit Card that Kartiera does not list; Kartiera adds Mastercard, Open Banking, SEPA and 3 more that Lithic does not list; Lithic also covers North America; only Lithic offers Enterprise, Instant Sandbox.
Which is cheaper, Lithic or Kartiera?
Lithic has custom pricing quoted on engagement; Kartiera has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lithic and Kartiera?
Lithic lists 1 region and 3 payment methods; Kartiera lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lithic and Kartiera compare on integration and settlement?
Lithic offers a sandbox, Kartiera does not list one; Lithic supports webhooks; Lithic publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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