L

Luno

VS

3P Smart

Companies outside the EEA and UK that need bulk crypto or USD/EUR payouts to staff and suppliers.

3P Smart
Fees from
Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule. vs —
Features

0 shared

1 unique to Luno
Regions

0 shared

5 unique to Luno
Pay methods

0 shared

3 unique to Luno · 1 unique to 3P Smart
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 4 payment methods · 5 regions. We don't rank these — they're here for reference.
Luno
3P Smart 3P Smart
Quick Facts
Fees
Standard transaction rate
Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.
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Settlement
Time to receive funds
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Founded
2013
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Headquarters
London, United Kingdom
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Sandbox / Test Mode
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Webhook Support
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Features
Luno leads (1 vs 0)
Crypto Support Unique
✓
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Payment Methods
Luno leads (3 vs 1)
Bitcoin Unique
✓
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Crypto Unique
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✓
Ethereum Unique
✓
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Sepa Unique
✓
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Regions
Luno leads (5 vs 0)
Africa Unique
✓
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Asia Unique
✓
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Europe Unique
✓
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Oceania Unique
✓
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Southeast Asia Unique
✓
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Luno is best when you...

Need Crypto Support
Not available with 3P Smart
Want coverage in Africa, Asia, Europe, Oceania, Southeast Asia
3P Smart doesn't cover these regions
View Luno

3P Smart is best when you...

Companies outside the EEA and UK that need bulk crypto or USD/EUR payouts to staff and suppliers.
View 3P Smart

Frequently Asked Questions

What is the difference between Luno and 3P Smart?
They share 0 payment methods and 0 regions. Luno adds Bitcoin, Ethereum, SEPA that 3P Smart does not list; 3P Smart adds Crypto that Luno does not list; Luno also covers Africa, Asia and 3 more; only Luno offers Crypto Support.
Which is cheaper, Luno or 3P Smart?
Luno has published rates from Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.; 3P Smart has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Luno and 3P Smart?
Luno lists 5 regions and 3 payment methods; 3P Smart lists 0 and 1. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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