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Lunu

Lunu

Crypto POS Payments

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
1% per transaction vs Interchange + 1%–2% + €0.3
Features

3 shared

6 unique to CatalystPay
Regions

2 shared

3 unique to CatalystPay
Pay methods

1 shared

3 unique to Lunu · 11 unique to CatalystPay
On settlement

Lunu settles in Instant; CatalystPay settles in 5–7 business days. Verify directly with each provider before signing.

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Show full specs
9 features · 15 payment methods · 5 regions. We don't rank these — they're here for reference.
Lunu Lunu
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
1% per transaction
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Instant
5–7 business days
Founded
2019
2019
Headquarters
Tallinn, Estonia
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Low Fees
✓
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 4)
Apple Pay Unique
—
✓
Bitcoin
✓
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
—
✓
Usdt Unique
✓
—
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 2)
Europe
✓
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Southeast Asia Unique
—
✓

Lunu is best when you...

Crypto POS Payments
View Lunu

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with Lunu
Need Mobile Payments
Not available with Lunu
Want coverage in Global, Middle East, Southeast Asia
Lunu doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Lunu and CatalystPay?
They share 1 payment method and 2 regions. Lunu adds Ethereum, Stablecoin, USDT that CatalystPay does not list; CatalystPay adds Apple Pay, Cartes Bancaires, Credit Card and 8 more that Lunu does not list; CatalystPay also covers Global, Middle East and 1 more; only CatalystPay offers Enterprise, Mobile Payments and 4 more.
Which is cheaper, Lunu or CatalystPay?
Lunu has published rates from 1% per transaction; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lunu and CatalystPay?
Lunu lists 2 regions and 4 payment methods; CatalystPay lists 5 and 12. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lunu and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Lunu settles in Instant, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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