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Lunu

Lunu

Crypto POS Payments

VS

JCB

Japanese customers

JCB
Fees from
1% per transaction vs 2.95-3.5%
Features

0 shared

3 unique to Lunu · 1 unique to JCB
Regions

2 shared

1 unique to JCB
Pay methods

0 shared

4 unique to Lunu · 8 unique to JCB
On settlement

Lunu settles in Instant; JCB settles in 2–3 business days. Verify directly with each provider before signing.

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Show full specs
4 features · 12 payment methods · 3 regions. We don't rank these — they're here for reference.
Lunu Lunu
JCB JCB
Quick Facts
Fees
Standard transaction rate
1% per transaction
2.95-3.5%
Settlement
Time to receive funds
Instant
2–3 business days
Founded
2019
1961
Headquarters
Tallinn, Estonia
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Lunu leads (3 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Low Fees Unique
✓
—
Payment Methods
JCB leads (8 vs 4)
Amex Unique
—
✓
Bitcoin Unique
✓
—
Contactless Unique
—
✓
Diners Unique
—
✓
Ethereum Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
—
✓
Usdt Unique
✓
—
Visa Unique
—
✓
Regions
JCB leads (3 vs 2)
Asia Unique
—
✓
Europe
✓
✓
North America
✓
✓

Lunu is best when you...

Crypto POS Payments
Need Crypto Support
Not available with JCB
Need High Risk Accepted
Not available with JCB
View Lunu

JCB is best when you...

Japanese customers
Need Enterprise
Not available with Lunu
Want coverage in Asia
Lunu doesn't cover this region
View JCB

Frequently Asked Questions

What is the difference between Lunu and JCB?
They share 0 payment methods and 2 regions. Lunu adds Bitcoin, Ethereum, Stablecoin and 1 more that JCB does not list; JCB adds Amex, Contactless, Diners Club and 5 more that Lunu does not list; JCB also covers Asia; only Lunu offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Lunu or JCB?
Lunu has published rates from 1% per transaction; JCB has published rates from 2.95-3.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lunu and JCB?
Lunu lists 2 regions and 4 payment methods; JCB lists 3 and 8. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lunu and JCB compare on integration and settlement?
both offer a sandbox; both support webhooks; Lunu settles in Instant, JCB in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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