Lyf Pay

Lyf Pay

French Mobile Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

0 shared

1 unique to Lyf Pay · 4 unique to dLocal
Pay methods

0 shared

3 unique to Lyf Pay · 10 unique to dLocal
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
Lyf Pay Lyf Pay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2017
2016
Headquarters
Paris, France
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Nfc Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓

Lyf Pay is best when you...

French Mobile Payments
Want coverage in Europe
dLocal doesn't cover this region
View Lyf Pay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Lyf Pay
Want coverage in Africa, Asia, Latin America, Middle East
Lyf Pay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Lyf Pay and dLocal?
They share 0 payment methods and 0 regions. Lyf Pay adds Contactless, NFC, QR Code that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 7 more that Lyf Pay does not list; Lyf Pay also covers Europe; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, Lyf Pay or dLocal?
Lyf Pay has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lyf Pay and dLocal?
Lyf Pay lists 1 region and 3 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lyf Pay and dLocal compare on integration and settlement?
dLocal offers a sandbox, Lyf Pay does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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