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Lyra

Lyra

French e-commerce

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Custom vs Interchange + + $0.3
Features

2 shared

1 unique to Adyen
Regions

3 shared

5 unique to Adyen
Pay methods

8 shared

2 unique to Lyra · 29 unique to Adyen

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Show full specs
3 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Lyra Lyra
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + + $0.3
Settlement
Time to receive funds
2 business days
1–3 business days
Founded
2001
2006
Headquarters
Toulouse, France
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Adyen leads (37 vs 10)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment
✓
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa
✓
✓
Sepa Direct Debit
✓
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Lyra is best when you...

French e-commerce
View Lyra

Adyen is best when you...

Platforms & Marketplaces
Need Instant Payout
Not available with Lyra
Want coverage in Africa, Middle East, North America, Oceania, Southeast Asia
Lyra doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Lyra and Adyen?
They share 8 payment methods and 3 regions. Lyra adds Cartes Bancaires, Direct Debit that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 26 more that Lyra does not list; Adyen also covers Africa, Middle East and 3 more; only Adyen offers Instant Payout.
Which is cheaper, Lyra or Adyen?
Lyra has custom pricing quoted on engagement; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Lyra and Adyen?
Lyra lists 3 regions and 10 payment methods; Adyen lists 8 and 37. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Lyra and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Lyra settles in 2 business days, Adyen in 1–3 business days.

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