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M-Pesa Global

M-Pesa Global

Global Mobile Money Transfers

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to M-Pesa Global · 5 unique to A-Pay
Regions

3 shared

3 unique to A-Pay
Pay methods

1 shared

18 unique to A-Pay
On region

A-Pay covers 6 regions; M-Pesa Global covers 3. Verify directly with each provider before signing.

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Show full specs
6 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
M-Pesa Global M-Pesa Global
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2007
2021
Headquarters
Nairobi, Kenya
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 3)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

M-Pesa Global is best when you...

Global Mobile Money Transfers
Need Instant Payout
Not available with A-Pay
View M-Pesa Global

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with M-Pesa Global
Need High Risk Accepted
Not available with M-Pesa Global
Want coverage in Latin America, Middle East, Southeast Asia
M-Pesa Global doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between M-Pesa Global and A-Pay?
They share 1 payment method and 3 regions. A-Pay adds ACH, Alipay, Amex and 15 more that M-Pesa Global does not list; A-Pay also covers Latin America, Middle East and 1 more; only M-Pesa Global offers Instant Payout; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, M-Pesa Global or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use M-Pesa Global and A-Pay?
M-Pesa Global lists 3 regions and 1 payment method; A-Pay lists 6 and 19. both cover Africa, Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do M-Pesa Global and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; M-Pesa Global settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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