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M

Maksu

Online merchants of any size, from small shops and startups (FLEX/PRO plans) to high-volume enterprises and marketplaces (PREMIUM / á-la-carte), that want cards, wallets and European local payment methods.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
FLEX (up to €1M/y): Zero acquiring fees for the first 2 months, afterwards 1.30% + 0.15€. PRO (up to €5M/y): Zero acquiring fees for the first 2 months, afterwards 1.40% + 0.20€. No set-up fees. Processing fees: Only official scheme and interchange fees apply. Blended rate applicable to domestic transactions. Valid for Merchants who join until 30 September 2026. PREMIUM (€5M+/y): Volume discount – Processing fee + Payment Method fee, IC++ (Intercharge++). vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

6 shared

1 unique to Maksu · 13 unique to A-Pay
On region

A-Pay covers 6 regions; Maksu covers 0. Verify directly with each provider before signing.

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5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Maksu
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
FLEX (up to €1M/y): Zero acquiring fees for the first 2 months, afterwards 1.30% + 0.15€. PRO (up to €5M/y): Zero acquiring fees for the first 2 months, afterwards 1.40% + 0.20€. No set-up fees. Processing fees: Only official scheme and interchange fees apply. Blended rate applicable to domestic transactions. Valid for Merchants who join until 30 September 2026. PREMIUM (€5M+/y): Volume discount – Processing fee + Payment Method fee, IC++ (Intercharge++).
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Eps Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Maksu is best when you...

Online merchants of any size, from small shops and startups (FLEX/PRO plans) to high-volume enterprises and marketplaces (PREMIUM / á-la-carte), that want cards, wallets and European local payment methods.
View Maksu

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Maksu
Need High Risk Accepted
Not available with Maksu
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Maksu doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Maksu and A-Pay?
They share 6 payment methods and 0 regions. Maksu adds EPS that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 10 more that Maksu does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Maksu or A-Pay?
Maksu has published rates from FLEX (up to €1M/y): Zero acquiring fees for the first 2 months, afterwards 1.30% + 0.15€. PRO (up to €5M/y): Zero acquiring fees for the first 2 months, afterwards 1.40% + 0.20€. No set-up fees. Processing fees: Only official scheme and interchange fees apply. Blended rate applicable to domestic transactions. Valid for Merchants who join until 30 September 2026. PREMIUM (€5M+/y): Volume discount – Processing fee + Payment Method fee, IC++ (Intercharge++).; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Maksu and A-Pay?
Maksu lists 0 regions and 7 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Maksu and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Maksu does not list one; A-Pay supports webhooks; Maksu settles in Same day, A-Pay in 1–2 business days.

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