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Mastercard Send

Mastercard Send

Real-Time Disbursements to Mastercards

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
Per-transaction vs —
Features

1 shared

1 unique to Mastercard Send · 1 unique to DECTA
Regions

5 shared

3 unique to DECTA
Pay methods

8 shared

1 unique to Mastercard Send · 4 unique to DECTA
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
Mastercard Send Mastercard Send
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
Per-transaction
—
Settlement
Time to receive funds
Instant
Next business day
Founded
2016
2015
Headquarters
Purchase, New York
London, GB
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
DECTA leads (12 vs 9)
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Google Pay
✓
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal Unique
—
✓
Samsung Pay
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
DECTA leads (8 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Mastercard Send is best when you...

Real-Time Disbursements to Mastercards
Need Instant Payout
Not available with DECTA
View Mastercard Send

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Recurring Payments
Not available with Mastercard Send
Want coverage in Latin America, Oceania, Southeast Asia
Mastercard Send doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between Mastercard Send and DECTA?
They share 8 payment methods and 5 regions. Mastercard Send adds WeChat Pay that DECTA does not list; DECTA adds Klarna, Open Banking, PayPal and 1 more that Mastercard Send does not list; DECTA also covers Latin America, Oceania and 1 more; only Mastercard Send offers Instant Payout.
Which is cheaper, Mastercard Send or DECTA?
Mastercard Send has published rates from Per-transaction; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Mastercard Send and DECTA?
Mastercard Send lists 5 regions and 9 payment methods; DECTA lists 8 and 12. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Mastercard Send and DECTA compare on integration and settlement?
Mastercard Send supports webhooks; Mastercard Send settles in Instant, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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