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M

MEME

Japanese parents teaching kids about money and schools digitising fee collection

VS

Alipay

Chinese Consumers

Alipay
Fees from
BankPay: no user-facing fees disclosed; school-fee service SukuPay charges institutions, not parents. vs Custom
Features

0 shared

1 unique to MEME · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

7 unique to Alipay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 7 payment methods · 8 regions. We don't rank these — they're here for reference.
MEME
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
BankPay: no user-facing fees disclosed; school-fee service SukuPay charges institutions, not parents.
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2021
2004
Headquarters
Tokyo, Japan
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
Alipay leads (7 vs 0)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

MEME is best when you...

Japanese parents teaching kids about money and schools digitising fee collection
Need Recurring Payments
Not available with Alipay
View MEME

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with MEME
Need Instant Payout
Not available with MEME
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
MEME doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between MEME and Alipay?
They share 0 payment methods and 1 region. Alipay adds Alipay, Digital Wallet, JCB and 4 more that MEME does not list; Alipay also covers Africa, Europe and 5 more; only MEME offers Recurring Payments; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, MEME or Alipay?
MEME has published rates from BankPay: no user-facing fees disclosed; school-fee service SukuPay charges institutions, not parents.; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MEME and Alipay?
MEME lists 1 region and 0 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MEME and Alipay compare on integration and settlement?
Alipay offers a sandbox, MEME does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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