MEO Wallet
Portuguese small businesses, online shops and mobile/market sellers wanting to accept cards, Multibanco references, MB WAY and MEO Wallet payments in-store, online or on the go.
VS
A-Pay
Global Multi-Currency Payment Gateway
Fees from
Receber pagamentos através do seu site: cartão bancário (débito ou crédito) até 3% + IVA (1); referência MULTIBANCO até 0,40€ + 2,75% + IVA; MB WAY até 0,05€ + 0,6% + IVA; saldo MEO Wallet até 1% + IVA. Através do seu telemóvel: saldo MEO Wallet 0,3% + IVA. (1) Comissão aplicada se menos de 5% do volume de pagamentos for efetuado com cartão bancário estrangeiro. A comissão mínima é de 0,01 €, que já inclui 23% de IVA. Transferência <100.000€ para a sua conta bancária: 0€; Transferência ≥100.000€: 25€ + IVA. vs Custom
Features
0 shared
5 unique to A-Pay
Regions
0 shared
6 unique to A-Pay
Pay methods
1 shared
4 unique to MEO Wallet · 18 unique to A-Pay
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Show full specs 5 features · 23 payment methods · 6 regions. We
don't rank these — they're here for reference.
Show full specs
5 features · 23 payment methods · 6 regions. We
don't rank these — they're here for reference.
MEO Wallet A-PayQuick Facts
Fees
Standard transaction rate
Receber pagamentos através do seu site: cartão bancário (débito ou crédito) até 3% + IVA (1); referência MULTIBANCO até 0,40€ + 2,75% + IVA; MB WAY até 0,05€ + 0,6% + IVA; saldo MEO Wallet até 1% + IVA. Através do seu telemóvel: saldo MEO Wallet 0,3% + IVA. (1) Comissão aplicada se menos de 5% do volume de pagamentos for efetuado com cartão bancário estrangeiro. A comissão mínima é de 0,01 €, que já inclui 23% de IVA. Transferência <100.000€ para a sua conta bancária: 0€; Transferência ≥100.000€: 25€ + IVA.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features A-Pay leads (5 vs 0)
A-Pay leads (5 vs 0)Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods A-Pay leads (19 vs 5)
A-Pay leads (19 vs 5)Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
✓
—
Mobile Money Unique
—
✓
Nfc Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions A-Pay leads (6 vs 0)
A-Pay leads (6 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓
MEO Wallet is best when you...
Portuguese small businesses, online shops and mobile/market sellers wanting to accept cards, Multibanco references, MB WAY and MEO Wallet payments in-store, online or on the go.
A-Pay is best when you...
Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with MEO Wallet
Need High Risk Accepted
Not available with MEO Wallet
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
MEO Wallet doesn't cover these regions
Frequently Asked Questions
What is the difference between MEO Wallet and A-Pay?
They share 1 payment method and 0 regions. MEO Wallet adds Debit Card, MB WAY, NFC and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that MEO Wallet does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, MEO Wallet or A-Pay?
MEO Wallet has published rates from Receber pagamentos através do seu site: cartão bancário (débito ou crédito) até 3% + IVA (1); referência MULTIBANCO até 0,40€ + 2,75% + IVA; MB WAY até 0,05€ + 0,6% + IVA; saldo MEO Wallet até 1% + IVA. Através do seu telemóvel: saldo MEO Wallet 0,3% + IVA. (1) Comissão aplicada se menos de 5% do volume de pagamentos for efetuado com cartão bancário estrangeiro. A comissão mínima é de 0,01 €, que já inclui 23% de IVA. Transferência <100.000€ para a sua conta bancária: 0€; Transferência ≥100.000€: 25€ + IVA.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MEO Wallet and A-Pay?
MEO Wallet lists 0 regions and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MEO Wallet and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, MEO Wallet does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.
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