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Mercury

Mercury

Startup Banking

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Custom vs Custom
Features

0 shared

2 unique to Mercury · 1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

3 shared

1 unique to Mercury · 11 unique to FIS

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3 features · 15 payment methods · 6 regions. We don't rank these — they're here for reference.
Mercury Mercury
FIS FIS
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2019
1968
Headquarters
San Francisco, California
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Mercury leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 4)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Check Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Mercury is best when you...

Startup Banking
Need Low Fees
Not available with FIS
Need Startup Friendly
Not available with FIS
View Mercury

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Mercury
Want coverage in Asia, Europe, Latin America, Oceania, Southeast Asia
Mercury doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Mercury and FIS?
Mercury is best for Startup Banking, while FIS is best for Enterprise banking and capital markets technology. Mercury charges custom pricing and FIS charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Mercury or FIS?
Mercury charges custom pricing while FIS charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Mercury and FIS together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Mercury and FIS can complement each other.
How do Mercury and FIS differ in their focus?
Mercury is focused on Startup Banking, while FIS focuses on Enterprise banking and capital markets technology. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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