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Merpay

Merpay

Japanese Mobile Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

1 unique to Merpay · 5 unique to Alipay
On fees

Merpay uses custom pricing, quoted on engagement. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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2 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
Merpay Merpay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2 business days
Next business day
Founded
2017
2004
Headquarters
Tokyo, Japan
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Merpay is best when you...

Japanese Mobile Payments
View Merpay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Merpay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Merpay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Merpay and Alipay?
They share 2 payment methods and 1 region. Merpay adds NFC that Alipay does not list; Alipay adds Alipay, JCB, Mastercard and 2 more that Merpay does not list; Alipay also covers Africa, Europe and 5 more; only Alipay offers Enterprise.
Which is cheaper, Merpay or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Merpay and Alipay?
Merpay lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Merpay and Alipay compare on integration and settlement?
Alipay offers a sandbox, Merpay does not list one; both support webhooks; Merpay settles in 2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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