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Midtrans

Midtrans

Indonesian E-Commerce

VS

BorderPay Velocity

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

BorderPay Velocity
Fees from
2.9% + IDR 2,500 per transaction vs Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Features

0 shared

3 unique to Midtrans
Regions

0 shared

1 unique to Midtrans
Pay methods

2 shared

10 unique to Midtrans · 11 unique to BorderPay Velocity

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Show full specs
3 features · 23 payment methods · 1 regions. We don't rank these — they're here for reference.
Midtrans Midtrans
BorderPay Velocity BorderPay Velocity
Quick Facts
Fees
Standard transaction rate
2.9% + IDR 2,500 per transaction
Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Settlement
Time to receive funds
1–2 business days
—
Founded
2012
—
Headquarters
Jakarta, Indonesia
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Midtrans leads (3 vs 0)
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
BorderPay Velocity leads (13 vs 12)
Ach Unique
—
✓
Amex Unique
✓
—
Bank Transfer
✓
✓
Base Chain Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Faster Payments Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
M Pesa Unique
—
✓
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account
✓
✓
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Midtrans leads (1 vs 0)
Southeast Asia Unique
✓
—

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with BorderPay Velocity
Need Recurring Payments
Not available with BorderPay Velocity
Want coverage in Southeast Asia
BorderPay Velocity doesn't cover this region
View Midtrans

BorderPay Velocity is best when you...

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.
View BorderPay Velocity

Frequently Asked Questions

What is the difference between Midtrans and BorderPay Velocity?
They share 2 payment methods and 0 regions. Midtrans adds Amex, Credit Card, Debit Card and 7 more that BorderPay Velocity does not list; BorderPay Velocity adds ACH, Base, Faster Payments and 8 more that Midtrans does not list; Midtrans also covers Southeast Asia; only Midtrans offers Instant Sandbox, Recurring Payments and 1 more.
Which is cheaper, Midtrans or BorderPay Velocity?
Midtrans has published rates from 2.9% + IDR 2,500 per transaction; BorderPay Velocity has published rates from Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Midtrans and BorderPay Velocity?
Midtrans lists 1 region and 12 payment methods; BorderPay Velocity lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Midtrans and BorderPay Velocity compare on integration and settlement?
Midtrans offers a sandbox, BorderPay Velocity does not list one; Midtrans supports webhooks; Midtrans publishes a settlement time of 1–2 business days.

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