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Midtrans

Midtrans

Indonesian E-Commerce

VS

Coins.ph

Filipino Digital Wallet

Coins.ph
Fees from
2.9% + IDR 2,500 per transaction vs Custom
Features

0 shared

3 unique to Midtrans · 3 unique to Coins.ph
Regions

1 shared

Pay methods

5 shared

7 unique to Midtrans · 3 unique to Coins.ph
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 15 payment methods · 1 regions. We don't rank these — they're here for reference.
Midtrans Midtrans
Coins.ph Coins.ph
Quick Facts
Fees
Standard transaction rate
2.9% + IDR 2,500 per transaction
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
2012
2014
Headquarters
Jakarta, Indonesia
Taguig City, Philippines
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Midtrans leads (12 vs 8)
Amex Unique
✓
—
Bank Transfer
✓
✓
Bitcoin Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet
✓
✓
Direct Debit Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Qr Code
✓
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
✓
—
Regions
Southeast Asia
✓
✓

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with Coins.ph
Need Recurring Payments
Not available with Coins.ph
View Midtrans

Coins.ph is best when you...

Filipino Digital Wallet
Need Crypto Support
Not available with Midtrans
Need High Risk Accepted
Not available with Midtrans
View Coins.ph

Frequently Asked Questions

What is the difference between Midtrans and Coins.ph?
They share 5 payment methods and 1 region. Midtrans adds Amex, Direct Debit, Google Pay and 4 more that Coins.ph does not list; Coins.ph adds Bitcoin, USDC, USDT that Midtrans does not list; only Midtrans offers Instant Sandbox, Recurring Payments and 1 more; only Coins.ph offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Midtrans or Coins.ph?
Midtrans has published rates from 2.9% + IDR 2,500 per transaction; Coins.ph has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Midtrans and Coins.ph?
Midtrans lists 1 region and 12 payment methods; Coins.ph lists 1 and 8. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Midtrans and Coins.ph compare on integration and settlement?
both offer a sandbox; both support webhooks; Midtrans publishes a settlement time of 1–2 business days.

Are you Midtrans or Coins.ph?

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