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Midtrans

Midtrans

Indonesian E-Commerce

VS

dLocal

Emerging Markets

dLocal
Fees from
2.9% + IDR 2,500 per transaction vs 3-7% all-inclusive
Features

0 shared

3 unique to Midtrans · 2 unique to dLocal
Regions

0 shared

1 unique to Midtrans · 4 unique to dLocal
Pay methods

5 shared

7 unique to Midtrans · 5 unique to dLocal

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Show full specs
5 features · 17 payment methods · 5 regions. We don't rank these — they're here for reference.
Midtrans Midtrans
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2.9% + IDR 2,500 per transaction
3-7% all-inclusive
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2012
2016
Headquarters
Jakarta, Indonesia
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Midtrans leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Midtrans leads (12 vs 10)
Amex
✓
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Direct Debit Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Virtual Account Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with dLocal
Need Recurring Payments
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Midtrans

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Midtrans
Need Instant Payout
Not available with Midtrans
Want coverage in Africa, Asia, Latin America, Middle East
Midtrans doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Midtrans and dLocal?
They share 5 payment methods and 0 regions. Midtrans adds Credit Card, Debit Card, Direct Debit and 4 more that dLocal does not list; dLocal adds Boleto, Cash, OXXO and 2 more that Midtrans does not list; Midtrans also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, Midtrans or dLocal?
Midtrans has published rates from 2.9% + IDR 2,500 per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Midtrans and dLocal?
Midtrans lists 1 region and 12 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Midtrans and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Midtrans settles in 1–2 business days, dLocal in 2–7 business days.

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