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Midtrans

Midtrans

Indonesian E-Commerce

VS

Getnet

Brazilian Santander Acquiring

Getnet
Fees from
2.9% + IDR 2,500 per transaction vs Starting from 1.69% (debit) to 12.88% (credit 12x installments)
Features

1 shared

2 unique to Midtrans
Regions

0 shared

1 unique to Midtrans · 1 unique to Getnet
Pay methods

5 shared

7 unique to Midtrans · 3 unique to Getnet
On settlement

Midtrans settles in 1–2 business days; Getnet settles in Instant to 30 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
Midtrans Midtrans
Getnet Getnet
Quick Facts
Fees
Standard transaction rate
2.9% + IDR 2,500 per transaction
Starting from 1.69% (debit) to 12.88% (credit 12x installments)
Settlement
Time to receive funds
1–2 business days
Instant to 30 business days
Founded
2012
2010
Headquarters
Jakarta, Indonesia
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Midtrans leads (3 vs 1)
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Midtrans leads (12 vs 8)
Amex
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Elo Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard
✓
✓
Nfc Unique
—
✓
Pix Unique
—
✓
Qr Code
✓
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Regions
Latin America Unique
—
✓
Southeast Asia Unique
✓
—

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with Getnet
Need Recurring Payments
Not available with Getnet
Want coverage in Southeast Asia
Getnet doesn't cover this region
View Midtrans

Getnet is best when you...

Brazilian Santander Acquiring
Want coverage in Latin America
Midtrans doesn't cover this region
View Getnet

Frequently Asked Questions

What is the difference between Midtrans and Getnet?
They share 5 payment methods and 0 regions. Midtrans adds Credit Card, Debit Card, Digital Wallet and 4 more that Getnet does not list; Getnet adds Elo, NFC, PIX that Midtrans does not list; Midtrans also covers Southeast Asia; Getnet also covers Latin America.
Which is cheaper, Midtrans or Getnet?
Midtrans has published rates from 2.9% + IDR 2,500 per transaction; Getnet has published rates from Starting from 1.69% (debit) to 12.88% (credit 12x installments). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Midtrans and Getnet?
Midtrans lists 1 region and 12 payment methods; Getnet lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Midtrans and Getnet compare on integration and settlement?
both offer a sandbox; both support webhooks; Midtrans settles in 1–2 business days, Getnet in Instant to 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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