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MiFinity

MiFinity

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Deposit fees starting at just 1.8% vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

8 shared

10 unique to MiFinity · 29 unique to Adyen
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 47 payment methods · 8 regions. We don't rank these — they're here for reference.
MiFinity MiFinity
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Deposit fees starting at just 1.8%
Interchange + + $0.3
Settlement
Time to receive funds
Payments made through the MiFinity iFrame will be credited to your site instantly
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 18)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Bitcoin Cash Unique
✓
—
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Line Pay Unique
✓
—
Litecoin Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Stellar Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay
✓
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa
✓
✓
Voucher
✓
✓
Wechat Pay Unique
—
✓
Xrp Unique
✓
—
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

MiFinity is best when you...

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.
View MiFinity

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with MiFinity
Need Instant Payout
Not available with MiFinity
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
MiFinity doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between MiFinity and Adyen?
They share 8 payment methods and 0 regions. MiFinity adds Bitcoin Cash, Crypto, Ethereum and 7 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 26 more that MiFinity does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, MiFinity or Adyen?
MiFinity has published rates from Deposit fees starting at just 1.8%; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MiFinity and Adyen?
MiFinity lists 0 regions and 18 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MiFinity and Adyen compare on integration and settlement?
Adyen offers a sandbox, MiFinity does not list one; Adyen supports webhooks; MiFinity settles in Payments made through the MiFinity iFrame will be credited to your site instantly, Adyen in 1–3 business days.

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