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MiFinity

MiFinity

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.

VS

Bakkt

Digital Asset & Loyalty Payments

Bakkt
Fees from
Deposit fees starting at just 1.8% vs Per-transaction
Features

0 shared

2 unique to Bakkt
Regions

0 shared

1 unique to Bakkt
Pay methods

2 shared

16 unique to MiFinity · 2 unique to Bakkt
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 20 payment methods · 1 regions. We don't rank these — they're here for reference.
MiFinity MiFinity
Bakkt Bakkt
Quick Facts
Fees
Standard transaction rate
Deposit fees starting at just 1.8%
Per-transaction
Settlement
Time to receive funds
Payments made through the MiFinity iFrame will be credited to your site instantly
Varies by transaction type
Founded
—
2018
Headquarters
—
New York, New York
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Bakkt leads (2 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Payment Methods
MiFinity leads (18 vs 4)
Ach Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Bitcoin Cash Unique
✓
—
Crypto Unique
✓
—
Digital Wallet Unique
✓
—
Ethereum Unique
✓
—
Interac Unique
✓
—
Line Pay Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
✓
—
Stablecoin Unique
✓
—
Stellar Unique
✓
—
Unionpay Unique
✓
—
Usdc
✓
✓
Usdt
✓
✓
Visa Unique
✓
—
Voucher Unique
✓
—
Xrp Unique
✓
—
Regions
Bakkt leads (1 vs 0)
North America Unique
—
✓

MiFinity is best when you...

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.
View MiFinity

Bakkt is best when you...

Digital Asset & Loyalty Payments
Need Crypto Support
Not available with MiFinity
Need Enterprise
Not available with MiFinity
Want coverage in North America
MiFinity doesn't cover this region
View Bakkt

Frequently Asked Questions

What is the difference between MiFinity and Bakkt?
They share 2 payment methods and 0 regions. MiFinity adds Apple Pay, Bank Transfer, Bitcoin Cash and 13 more that Bakkt does not list; Bakkt adds ACH, Bitcoin that MiFinity does not list; Bakkt also covers North America; only Bakkt offers Crypto Support, Enterprise.
Which is cheaper, MiFinity or Bakkt?
MiFinity has published rates from Deposit fees starting at just 1.8%; Bakkt has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MiFinity and Bakkt?
MiFinity lists 0 regions and 18 payment methods; Bakkt lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MiFinity and Bakkt compare on integration and settlement?
Bakkt offers a sandbox, MiFinity does not list one; Bakkt supports webhooks; MiFinity settles in Payments made through the MiFinity iFrame will be credited to your site instantly, Bakkt in Varies by transaction type.

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