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M

Mizuho Bank

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

5 unique to A-Pay
Regions

5 shared

2 unique to Mizuho Bank · 1 unique to A-Pay
Pay methods

2 shared

1 unique to Mizuho Bank · 17 unique to A-Pay
On licensing

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Show full specs
5 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Mizuho Bank
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Mizuho Bank leads (7 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Mizuho Bank is best when you...

Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Mizuho Bank

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Mizuho Bank
Need High Risk Accepted
Not available with Mizuho Bank
Want coverage in Africa
Mizuho Bank doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Mizuho Bank and A-Pay?
They share 2 payment methods and 5 regions. Mizuho Bank adds SWIFT that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that Mizuho Bank does not list; Mizuho Bank also covers North America, Oceania; A-Pay also covers Africa.
Which is cheaper, Mizuho Bank or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Mizuho Bank and A-Pay?
Mizuho Bank lists 7 regions and 3 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Mizuho Bank and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Mizuho Bank does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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