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Mojaloop

Mojaloop

Central banks and payment system operators

VS

iPay Africa

East African Payment Gateway

iPay Africa
Fees from
Custom vs Custom
Features

0 shared

1 unique to iPay Africa
Regions

1 shared

7 unique to Mojaloop
Pay methods

1 shared

2 unique to Mojaloop · 2 unique to iPay Africa
On region

Mojaloop covers 8 regions; iPay Africa covers 1. Verify directly with each provider before signing.

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Show full specs
1 features · 5 payment methods · 8 regions. We don't rank these — they're here for reference.
Mojaloop Mojaloop
iPay Africa iPay Africa
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2017
2010
Headquarters
Global
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
iPay Africa leads (1 vs 0)
Instant Payout Unique
—
✓
Payment Methods
Bank Transfer Unique
✓
—
Mastercard Unique
—
✓
Mobile Money
✓
✓
Open Banking Unique
✓
—
Visa Unique
—
✓
Regions
Mojaloop leads (8 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Mojaloop is best when you...

Central banks and payment system operators
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
iPay Africa doesn't cover these regions
View Mojaloop

iPay Africa is best when you...

East African Payment Gateway
Need Instant Payout
Not available with Mojaloop
View iPay Africa

Frequently Asked Questions

What is the difference between Mojaloop and iPay Africa?
They share 1 payment method and 1 region. Mojaloop adds Bank Transfer, Open Banking that iPay Africa does not list; iPay Africa adds Mastercard, Visa that Mojaloop does not list; Mojaloop also covers Asia, Europe and 5 more; only iPay Africa offers Instant Payout.
Which is cheaper, Mojaloop or iPay Africa?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Mojaloop and iPay Africa?
Mojaloop lists 8 regions and 3 payment methods; iPay Africa lists 1 and 3. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Mojaloop and iPay Africa compare on integration and settlement?
iPay Africa offers a sandbox, Mojaloop does not list one; iPay Africa supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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