Mollie
European Simplicity
VS
Eupago
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Fees from
1.8% + €0.25 vs Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Features
0 shared
3 unique to Mollie
Regions
0 shared
1 unique to Mollie
Pay methods
8 shared
15 unique to Mollie · 2 unique to Eupago
On region
Mollie covers 1 regions; Eupago covers 0. Verify directly with each provider before signing.
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Show full specs 3 features · 25 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
3 features · 25 payment methods · 1 regions. We
don't rank these — they're here for reference.
Mollie EupagoQuick Facts
Fees
Standard transaction rate
1.8% + €0.25
Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2004
—
Headquarters
Amsterdam, Netherlands
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Mollie leads (3 vs 0)
Mollie leads (3 vs 0)Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Mollie leads (23 vs 10)
Mollie leads (23 vs 10)Amex Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bizum Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
—
✓
Cartes Bancaires Unique
✓
—
Eps Unique
✓
—
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Klarna Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way
✓
✓
Multibanco
✓
✓
Open Banking Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit
✓
✓
Trustly Unique
✓
—
Twint Unique
✓
—
Visa
✓
✓
Voucher
✓
✓
Regions Mollie leads (1 vs 0)
Mollie leads (1 vs 0)Europe Unique
✓
—
Mollie is best when you...
European Simplicity
Need Instant Sandbox
Not available with Eupago
Need Recurring Payments
Not available with Eupago
Want coverage in Europe
Eupago doesn't cover this region
Eupago is best when you...
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Frequently Asked Questions
What is the difference between Mollie and Eupago?
They share 8 payment methods and 0 regions. Mollie adds Amex, Bancontact, BLIK and 12 more that Eupago does not list; Eupago adds Bizum, Buy Now Pay Later that Mollie does not list; Mollie also covers Europe; only Mollie offers Instant Sandbox, Recurring Payments and 1 more.
Which is cheaper, Mollie or Eupago?
Mollie has published rates from 1.8% + €0.25; Eupago has published rates from Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Mollie and Eupago?
Mollie lists 1 region and 23 payment methods; Eupago lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Mollie and Eupago compare on integration and settlement?
Mollie offers a sandbox, Eupago does not list one; Mollie supports webhooks; Mollie settles in 1–2 business days, Eupago in Next business day.
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