Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
MoMo

MoMo

Vietnamese Mobile Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
1%-3% for merchants vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

3 unique to MoMo · 5 unique to Alipay

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
MoMo MoMo
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1%-3% for merchants
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2007
2004
Headquarters
Ho Chi Minh City, Vietnam
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

MoMo is best when you...

Vietnamese Mobile Payments
View MoMo

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with MoMo
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
MoMo doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between MoMo and Alipay?
They share 2 payment methods and 1 region. MoMo adds Bank Transfer, Credit Card, Debit Card that Alipay does not list; Alipay adds Alipay, JCB, Mastercard and 2 more that MoMo does not list; Alipay also covers Africa, Asia and 5 more; only Alipay offers Enterprise.
Which is cheaper, MoMo or Alipay?
MoMo has published rates from 1%-3% for merchants; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MoMo and Alipay?
MoMo lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MoMo and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; MoMo settles in 1–2 business days, Alipay in Next business day.

Are you MoMo or Alipay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →