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MoMo

MoMo

Vietnamese Mobile Payments

VS

LINE Pay

Japanese Social Payments

LINE Pay
Fees from
1%-3% for merchants vs 2.45%-3.45% for merchants
Features

1 shared

Regions

1 shared

1 unique to LINE Pay
Pay methods

3 shared

2 unique to MoMo · 1 unique to LINE Pay
On licensing

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Show full specs
1 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
MoMo MoMo
LINE Pay LINE Pay
Quick Facts
Fees
Standard transaction rate
1%-3% for merchants
2.45%-3.45% for merchants
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2007
2014
Headquarters
Ho Chi Minh City, Vietnam
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Payment Methods
MoMo leads (5 vs 4)
Bank Transfer Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Line Pay Unique
—
✓
Qr Code
✓
✓
Regions
LINE Pay leads (2 vs 1)
Asia Unique
—
✓
Southeast Asia
✓
✓

MoMo is best when you...

Vietnamese Mobile Payments
View MoMo

LINE Pay is best when you...

Japanese Social Payments
Want coverage in Asia
MoMo doesn't cover this region
View LINE Pay

Frequently Asked Questions

What is the difference between MoMo and LINE Pay?
They share 3 payment methods and 1 region. MoMo adds Bank Transfer, Debit Card that LINE Pay does not list; LINE Pay adds LINE Pay that MoMo does not list; LINE Pay also covers Asia.
Which is cheaper, MoMo or LINE Pay?
MoMo has published rates from 1%-3% for merchants; LINE Pay has published rates from 2.45%-3.45% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MoMo and LINE Pay?
MoMo lists 1 region and 5 payment methods; LINE Pay lists 2 and 4. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MoMo and LINE Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; MoMo settles in 1–2 business days, LINE Pay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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