Monek
UK businesses, from small retailers and hospitality venues to larger companies, that want in-store, online and phone card payments on a single account.
VS
Adyen
Platforms & Marketplaces
Fees from
Growing Business (under £200,000/year): 0.99% blended rate on personal debit and credit cards; 1.99% on business credit and debit cards; 2.99% on foreign/non-UK cards; per-transaction fee of £0.05 on UK cards and £0.10 on non-UK cards; PCI compliance fee of £2.99 per month; terminals from £25/month; no setup fees; no monthly minimums. Established Business (over £200,000/year): bespoke IC++ (interchange-plus-plus) pricing, with per-transaction fees of 3p on UK cards and 10p on non-UK cards. vs Interchange + + $0.3
Features
0 shared
3 unique to Adyen
Regions
0 shared
8 unique to Adyen
Pay methods
8 shared
1 unique to Monek · 29 unique to Adyen
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Show full specs 3 features · 38 payment methods · 8 regions. We
don't rank these — they're here for reference.
Show full specs
3 features · 38 payment methods · 8 regions. We
don't rank these — they're here for reference.
Monek AdyenQuick Facts
Fees
Standard transaction rate
Growing Business (under £200,000/year): 0.99% blended rate on personal debit and credit cards; 1.99% on business credit and debit cards; 2.99% on foreign/non-UK cards; per-transaction fee of £0.05 on UK cards and £0.10 on non-UK cards; PCI compliance fee of £2.99 per month; terminals from £25/month; no setup fees; no monthly minimums. Established Business (over £200,000/year): bespoke IC++ (interchange-plus-plus) pricing, with per-transaction fees of 3p on UK cards and 10p on non-UK cards.
Interchange + + $0.3
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Adyen leads (3 vs 0)
Adyen leads (3 vs 0)Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods Adyen leads (37 vs 9)
Adyen leads (37 vs 9)Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb
✓
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions Adyen leads (8 vs 0)
Adyen leads (8 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓
Monek is best when you...
UK businesses, from small retailers and hospitality venues to larger companies, that want in-store, online and phone card payments on a single account.
Adyen is best when you...
Platforms & Marketplaces
Need Enterprise
Not available with Monek
Need Instant Payout
Not available with Monek
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Monek doesn't cover these regions
Frequently Asked Questions
What is the difference between Monek and Adyen?
They share 8 payment methods and 0 regions. Monek adds Payment Link that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 26 more that Monek does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Monek or Adyen?
Monek has published rates from Growing Business (under £200,000/year): 0.99% blended rate on personal debit and credit cards; 1.99% on business credit and debit cards; 2.99% on foreign/non-UK cards; per-transaction fee of £0.05 on UK cards and £0.10 on non-UK cards; PCI compliance fee of £2.99 per month; terminals from £25/month; no setup fees; no monthly minimums. Established Business (over £200,000/year): bespoke IC++ (interchange-plus-plus) pricing, with per-transaction fees of 3p on UK cards and 10p on non-UK cards.; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Monek and Adyen?
Monek lists 0 regions and 9 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Monek and Adyen compare on integration and settlement?
Adyen offers a sandbox, Monek does not list one; Adyen supports webhooks; Monek settles in Next business day, Adyen in 1–3 business days.
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