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MoneyGram

MoneyGram

Global P2P Money Transfer

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to MoneyGram · 4 unique to A-Pay
Regions

4 shared

1 unique to MoneyGram · 2 unique to A-Pay
Pay methods

2 shared

3 unique to MoneyGram · 17 unique to A-Pay
On region

A-Pay covers 6 regions; MoneyGram covers 5. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
MoneyGram MoneyGram
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Near-instant
1–2 business days
Founded
1940
2021
Headquarters
Dallas, Texas
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Payment Unique
✓
—
Credit Card Unique
—
✓
Crypto
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

MoneyGram is best when you...

Global P2P Money Transfer
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View MoneyGram

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need High Risk Accepted
Not available with MoneyGram
Need Instant Sandbox
Not available with MoneyGram
Want coverage in Middle East, Southeast Asia
MoneyGram doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between MoneyGram and A-Pay?
They share 2 payment methods and 4 regions. MoneyGram adds Cash Payment, Debit Card, Digital Wallet that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that MoneyGram does not list; MoneyGram also covers North America; A-Pay also covers Middle East, Southeast Asia.
Which is cheaper, MoneyGram or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use MoneyGram and A-Pay?
MoneyGram lists 5 regions and 5 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MoneyGram and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; MoneyGram settles in Near-instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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