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MoonPay

MoonPay

Crypto on-ramp

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
4.5% card; 1% bank transfer vs Interchange + 1%–2% + €0.3
Features

3 shared

6 unique to CatalystPay
Regions

2 shared

2 unique to MoonPay · 3 unique to CatalystPay
Pay methods

4 shared

6 unique to MoonPay · 8 unique to CatalystPay
On licensing

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Show full specs
9 features · 18 payment methods · 7 regions. We don't rank these — they're here for reference.
MoonPay MoonPay
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
4.5% card; 1% bank transfer
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Same day
5–7 business days
Founded
2019
2019
Headquarters
Miami, United States
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted
✓
✓
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 10)
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card
✓
✓
Crypto Unique
✓
—
Debit Card
✓
✓
Direct Debit Unique
—
✓
Faster Payments Unique
✓
—
Google Pay
✓
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Venmo Unique
✓
—
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 4)
Asia Unique
✓
—
Europe
✓
✓
Global Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
—
✓
North America
✓
✓
Southeast Asia Unique
—
✓

MoonPay is best when you...

Crypto on-ramp
Want coverage in Asia, Latin America
CatalystPay doesn't cover these regions
View MoonPay

CatalystPay is best when you...

High-risk merchant processing
Need Low Fees
Not available with MoonPay
Need Mobile Payments
Not available with MoonPay
Want coverage in Global, Middle East, Southeast Asia
MoonPay doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between MoonPay and CatalystPay?
They share 4 payment methods and 2 regions. MoonPay adds Bank Transfer, Crypto, Faster Payments and 3 more that CatalystPay does not list; CatalystPay adds Bitcoin, Cartes Bancaires, Direct Debit and 5 more that MoonPay does not list; MoonPay also covers Asia, Latin America; CatalystPay also covers Global, Middle East and 1 more.
Which is cheaper, MoonPay or CatalystPay?
MoonPay has published rates from 4.5% card; 1% bank transfer; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MoonPay and CatalystPay?
MoonPay lists 4 regions and 10 payment methods; CatalystPay lists 5 and 12. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MoonPay and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; MoonPay settles in Same day, CatalystPay in 5–7 business days.

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