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MoonPay

MoonPay

Crypto on-ramp

VS

FastSpring

Software & Digital Product Sales

FastSpring
Fees from
4.5% card; 1% bank transfer vs 8.9% per transaction (includes all payment processing + tax handling)
Features

1 shared

2 unique to MoonPay · 3 unique to FastSpring
Regions

4 shared

3 unique to FastSpring
Pay methods

7 shared

3 unique to MoonPay · 12 unique to FastSpring
On fees

MoonPay publishes 4.5% card; 1% bank transfer from. FastSpring publishes 8.9% per transaction (includes all payment processing + tax handling) from. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
MoonPay MoonPay
FastSpring FastSpring
Quick Facts
Fees
Standard transaction rate
4.5% card; 1% bank transfer
8.9% per transaction (includes all payment processing + tax handling)
Settlement
Time to receive funds
Same day
30 business days
Founded
2019
2005
Headquarters
Miami, United States
Santa Barbara, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
FastSpring leads (4 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
FastSpring leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
✓
—
Debit Card
✓
✓
Discover Unique
—
✓
Faster Payments Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Unionpay Unique
—
✓
Upi Unique
—
✓
Venmo Unique
✓
—
Visa Unique
—
✓
Regions
FastSpring leads (7 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

MoonPay is best when you...

Crypto on-ramp
Need Crypto Support
Not available with FastSpring
Need High Risk Accepted
Not available with FastSpring
View MoonPay

FastSpring is best when you...

Software & Digital Product Sales
Need Recurring Payments
Not available with MoonPay
Need Startup Friendly
Not available with MoonPay
Want coverage in Africa, Middle East, Oceania
MoonPay doesn't cover these regions
View FastSpring

Frequently Asked Questions

What is the difference between MoonPay and FastSpring?
They share 7 payment methods and 4 regions. MoonPay adds Crypto, Faster Payments, Venmo that FastSpring does not list; FastSpring adds ACH, Alipay, Amex and 9 more that MoonPay does not list; FastSpring also covers Africa, Middle East and 1 more; only MoonPay offers Crypto Support, High Risk Accepted.
Which is cheaper, MoonPay or FastSpring?
MoonPay has published rates from 4.5% card; 1% bank transfer; FastSpring has published rates from 8.9% per transaction (includes all payment processing + tax handling). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MoonPay and FastSpring?
MoonPay lists 4 regions and 10 payment methods; FastSpring lists 7 and 19. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MoonPay and FastSpring compare on integration and settlement?
both offer a sandbox; both support webhooks; MoonPay settles in Same day, FastSpring in 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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