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M-Pesa Business

M-Pesa Business

Kenyan M-Pesa Merchant

VS

Amazon Payment Services

MENA Payment Gateway

Amazon Payment Services
Fees from
Custom vs 2.5% + $0.25 per transaction
Features

1 shared

2 unique to M-Pesa Business · 2 unique to Amazon Payment Services
Regions

1 shared

1 unique to Amazon Payment Services
Pay methods

0 shared

2 unique to M-Pesa Business · 7 unique to Amazon Payment Services
On fees

M-Pesa Business uses custom pricing, quoted on engagement. Amazon Payment Services publishes 2.5% + $0.25 per transaction from. Verify directly with each provider before signing.

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5 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
M-Pesa Business M-Pesa Business
Amazon Payment Services Amazon Payment Services
Quick Facts
Fees
Standard transaction rate
Custom
2.5% + $0.25 per transaction
Settlement
Time to receive funds
Instant
2–3 business days
Founded
2007
2014
Headquarters
Kenya
United Arab Emirates
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Amazon Payment Services leads (7 vs 2)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Knet Unique
—
✓
Mada Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Samsung Pay Unique
—
✓
Visa Unique
—
✓
Regions
Amazon Payment Services leads (2 vs 1)
Africa
✓
✓
Middle East Unique
—
✓

M-Pesa Business is best when you...

Kenyan M-Pesa Merchant
Need Instant Payout
Not available with Amazon Payment Services
Need Low Fees
Not available with Amazon Payment Services
View M-Pesa Business

Amazon Payment Services is best when you...

MENA Payment Gateway
Need Instant Sandbox
Not available with M-Pesa Business
Need Recurring Payments
Not available with M-Pesa Business
Want coverage in Middle East
M-Pesa Business doesn't cover this region
View Amazon Payment Services

Frequently Asked Questions

What is the difference between M-Pesa Business and Amazon Payment Services?
They share 0 payment methods and 1 region. M-Pesa Business adds Bank Transfer, Mobile Money that Amazon Payment Services does not list; Amazon Payment Services adds Amex, Apple Pay, KNET and 4 more that M-Pesa Business does not list; Amazon Payment Services also covers Middle East; only M-Pesa Business offers Instant Payout, Low Fees.
Which is cheaper, M-Pesa Business or Amazon Payment Services?
M-Pesa Business has custom pricing quoted on engagement; Amazon Payment Services has published rates from 2.5% + $0.25 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use M-Pesa Business and Amazon Payment Services?
M-Pesa Business lists 1 region and 2 payment methods; Amazon Payment Services lists 2 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do M-Pesa Business and Amazon Payment Services compare on integration and settlement?
both offer a sandbox; both support webhooks; M-Pesa Business settles in Instant, Amazon Payment Services in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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